Keyblast.com: How to Budget

Free Budget Calculator

Here are some basic instructions for filling out the Budget Worksheet:

  1. Fill out the first column on the spreadsheet labeled “Planned Budget”.  This is your GOAL to achieve each month.  This column will respresent the amount of money you hope to spend in each of the given categories.
  2. Fill out the “Actual Budget” as the month progresses.  This will help you see where you are overspending.
  3. Compare the Planned Budget to the Actual Budget at the end of each month.  As you focus on saving money, you will surprised at the many different areas in which you can cut back your spending! 

Also, note on the Budget Spreadsheet that some of your expenses are labelled “Necessary” and others are labeled “Discretionary”.  Try to eliminate as many discretionary expenses FIRST, and then look to other categories to save even more. 

Download:  Free Budget Calculator

To review the entire course on Keyblast.com, please visit: How to Budget.